:root{--bg: #0B1219;--bg2: #0F1A24;--bg3: #142030;--bg4: #1A2A3E;--border: rgba(255,255,255,.07);--border2: rgba(255,255,255,.12);--primary: #D4A017;--primary-dk: #c4920f;--text: #EDF0F5;--text2: #8A96B0;--muted: #4A5570;--surface: #0F1A24;--success: #00C896;--danger: #F04E4E;--gold: #D4A017;--gold2: #F0C84A;--gold-dim: rgba(212,160,23,.12);--gold-dim2: rgba(212,160,23,.22);--radius: 8px}[data-theme=light]{--bg: #F4F6FA;--bg2: #FFFFFF;--bg3: #EEF1F7;--bg4: #E4E8F2;--border: rgba(0,0,0,.08);--border2: rgba(0,0,0,.14);--text: #0F1623;--text2: #4A5570;--muted: #8A96B0;--surface: #FFFFFF;--gold-dim: rgba(212,160,23,.1);--gold-dim2: rgba(212,160,23,.18)}[data-theme=light] body:before{background-image:linear-gradient(rgba(0,0,0,.03) 1px,transparent 1px),linear-gradient(90deg,rgba(0,0,0,.03) 1px,transparent 1px)}[data-theme=light] .navbar{--nav-bg: rgba(244,246,250,.95);border-bottom-color:#00000014}[data-theme=light] .hero-section{background:linear-gradient(160deg,#f4f6fa,#e8edf8)}[data-theme=light] .section-eyebrow{color:var(--gold)}[data-theme=light] .hero-title,[data-theme=light] .section-title{color:var(--text)}[data-theme=light] .mini-card,[data-theme=light] .feature-card,[data-theme=light] .tool-card,[data-theme=light] .pay-inputs,[data-theme=light] .comp-inputs,[data-theme=light] .pay-breakdown,[data-theme=light] .pay-bar-wrap,[data-theme=light] .comp-chart-wrap,[data-theme=light] .comp-table-wrap,[data-theme=light] .pay-summary-card,[data-theme=light] .comp-summary-card,[data-theme=light] .nav-dropdown-menu,[data-theme=light] .pl-card{background:var(--bg2);border-color:var(--border);box-shadow:0 2px 12px #0000000f}[data-theme=light] .pay-summary-card.highlight,[data-theme=light] .comp-summary-card.highlight{background:var(--gold-dim);border-color:var(--gold)}[data-theme=light] .comp-summary-card.interest{background:#00c89612;border-color:#00c8964d}[data-theme=light] .comp-bar-contrib{opacity:1}[data-theme=light] .tools-section,[data-theme=light] .market-section,[data-theme=light] .features{background:var(--bg3)}[data-theme=light] .site-footer{background:#e8edf8;border-top-color:var(--border)}[data-theme=light] .pay-input,[data-theme=light] .comp-input{color:var(--text)}[data-theme=light] .pay-input-row,[data-theme=light] .comp-input-row{background:var(--bg3);border-color:var(--border2)}[data-theme=light] .pay-prefix,[data-theme=light] .pay-suffix,[data-theme=light] .comp-prefix,[data-theme=light] .comp-suffix{background:var(--bg4);border-color:var(--border)}[data-theme=light] .pay-freq-btn,[data-theme=light] .pay-select-btn,[data-theme=light] .comp-preset-btn{border-color:var(--border2);color:var(--text2);background:var(--bg3)}[data-theme=light] .pay-toggle{background:var(--bg4);border-color:var(--border2)}[data-theme=light] .pay-toggle-knob{background:var(--muted)}[data-theme=light] .comp-table-head,[data-theme=light] .comp-table-title,[data-theme=light] .pay-breakdown-header{background:var(--bg3)}[data-theme=light] .comp-bar-stack{background:var(--bg4)}.theme-toggle{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;border:1px solid var(--border2);background:#ffffff0d;color:var(--text2);cursor:pointer;transition:color .2s,background .2s,border-color .2s}.theme-toggle:hover{color:var(--gold);border-color:var(--gold);background:var(--gold-dim)}[data-theme=light] .theme-toggle{background:var(--bg3);border-color:var(--border2);color:var(--text2)}[data-theme=light] .plc-search-input{background:var(--bg2);border-color:var(--border2);color:var(--text)}[data-theme=light] .plc-section,[data-theme=light] .plc-panel,[data-theme=light] .plc-summary{background:var(--bg2);border-color:var(--border);box-shadow:0 2px 8px #0000000f}[data-theme=light] .plc-input{background:var(--bg3);border-color:var(--border2);color:var(--text)}[data-theme=light] .plc-broker-card{background:var(--bg3);border-color:var(--border)}[data-theme=light] .plc-broker-card:hover{background:var(--bg4)}[data-theme=light] .plc-broker-card--active{background:color-mix(in srgb,var(--broker-color, var(--primary)) 10%,var(--bg2))}[data-theme=light] .plc-reset-btn{background:var(--bg3);border-color:var(--border2);color:var(--text2)}[data-theme=light] .plc-reset-btn:hover,[data-theme=light] .plc-toggle{background:var(--bg4)}[data-theme=light] .plc-panel-header{border-bottom-color:var(--border)}[data-theme=light] .plc-divider{background:var(--border)}[data-theme=light] .plc-stat-card{background:var(--bg3);border-color:var(--border)}[data-theme=light] .plc-stat-card--profit{background:#00c89612;border-color:#00c8964d}[data-theme=light] .plc-stat-card--loss{background:#f04e4e12;border-color:#f04e4e4d}[data-theme=light] .plc-ref-table thead th{background:var(--bg3);color:var(--muted)}[data-theme=light] .plc-ref-table tbody tr:hover{background:var(--bg3)}[data-theme=light] .plc-ref-table tbody td{color:var(--text2)}[data-theme=light] .plc-breakdown-note{background:var(--bg3);border-top-color:var(--border)}[data-theme=light] .indicator-tabs-wrap{background:#f4f6faf2;border-bottom-color:var(--border)}[data-theme=light] .indicator-chart-card{background:var(--bg3);border-color:var(--border);box-shadow:0 2px 8px #0000000f}[data-theme=light] .indicator-info-card{background:var(--bg2);border-color:var(--border);box-shadow:0 2px 8px #0000000d}[data-theme=light] .indicator-chart-card svg line[stroke="rgba(255,255,255,0.05)"]{stroke:#0000000f}[data-theme=light] .indicator-tab{color:var(--text2)}[data-theme=light] .indicator-tab:hover{color:var(--text)}[data-theme=light] .indicator-tab.active{color:var(--tab-color, var(--primary))}[data-theme=light] .indicator-chart-card{background:#f0f4fb}[data-theme=light] .nav-brand-name{color:var(--text)}[data-theme=light] .nav-brand-sub{color:var(--muted)}[data-theme=light] 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80px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:48px;position:relative}.steps:before{content:"";position:absolute;top:28px;left:10%;right:10%;height:1px;background:linear-gradient(90deg,transparent,var(--border2) 20%,var(--border2) 80%,transparent)}.step{text-align:center;padding:0 12px}.step-num{width:56px;height:56px;border-radius:50%;background:var(--bg2);border:1px solid var(--border2);display:flex;align-items:center;justify-content:center;font-family:DM Mono,monospace;font-size:16px;font-weight:500;color:var(--primary);margin:0 auto 20px;position:relative;z-index:1}.step-title{font-size:15px;font-weight:500;color:var(--text);margin-bottom:8px}.step-desc{font-size:13px;color:var(--text2);line-height:1.6}.cta-section{padding:60px 80px}.cta-inner{max-width:1280px;margin:0 auto;background:var(--bg2);border:1px solid var(--border2);border-radius:20px;padding:60px 72px;display:flex;align-items:center;justify-content:space-between;gap:48px;position:relative;overflow:hidden}.cta-inner:before{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(55,138,221,.12) 0%,transparent 70%);pointer-events:none}.cta-text h2{font-family:"DM Serif Display",serif;font-size:36px;letter-spacing:-.5px;color:var(--text);margin-bottom:12px}.cta-text p{font-size:15px;color:var(--text2);line-height:1.7;max-width:420px}.cta-actions{display:flex;flex-direction:column;gap:12px;flex-shrink:0}.cta-note{font-size:12px;color:var(--muted);text-align:center}.page-hero{background-color:var(--surface);background-image:linear-gradient(var(--hero-grid, rgba(212,160,23,.03)) 1px,transparent 1px),linear-gradient(90deg,var(--hero-grid, rgba(212,160,23,.03)) 1px,transparent 1px);background-size:48px 48px}[data-theme=light] .page-hero{--hero-grid: 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